<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[The Mortgage Expert]]></title><description><![CDATA[The Mortgage Expert]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/blog</link><generator>RSS for Node</generator><lastBuildDate>Sat, 20 Jun 2026 20:33:24 GMT</lastBuildDate><atom:link href="https://salcriscuolo.wixsite.com/the-mortgage-expert/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Mortgage Rates Breaking 8% in 2023]]></title><description><![CDATA[Mortgage Rates are higher than the past 2 decades...]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/mortgage-rates-breaking-8-in-2023</link><guid isPermaLink="false">6524354e32698a6bb3a46d23</guid><pubDate>Mon, 09 Oct 2023 17:16:39 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[September 2023 - The Challenge of Homebuying in a Low Inventory Market]]></title><description><![CDATA[A lack of housing inventory continues to dismay]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/september-2023-the-challenge-of-homebuying-in-a-low-inventory-market</link><guid isPermaLink="false">65089b65cf43a112bfc21ebc</guid><pubDate>Mon, 04 Sep 2023 18:47:45 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Mortgage Rates Heights]]></title><description><![CDATA[The current landscape of mortgage rates is nearing multi-decade highs, with a slight increase when compared to rates from October 20th,...]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/mortgage-rates-heights</link><guid isPermaLink="false">64de6c93905d8d3ba247f0c3</guid><pubDate>Wed, 16 Aug 2023 18:51:38 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Fannie Mae Appraiser Requirement Update]]></title><description><![CDATA[Fannie Mae has introduced significant updates to its appraiser independence requirements (AIR) and introduced new property data...]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/fannie-mae-appraiser-requirement-update</link><guid isPermaLink="false">64cd271f89eca83f240732ed</guid><pubDate>Wed, 02 Aug 2023 16:28:30 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Mortgage Applications Show Mixed Results]]></title><description><![CDATA[Refinancing Rebounds, Purchase Activity Slides]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/mortgage-applications-show-mixed-results</link><guid isPermaLink="false">64b83d3917a2ed06043137ee</guid><pubDate>Wed, 19 Jul 2023 19:45:15 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Rates won't be this way forever]]></title><description><![CDATA[The belief that super-low mortgage rates, specifically those in the 3% range, will never return is unfounded. While experts argue that...]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/rates-won-t-be-this-way-forever</link><guid isPermaLink="false">64aec296f1d06c88b10ff94b</guid><pubDate>Mon, 10 Jul 2023 15:12:05 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[ The Impact of Absentee Owners]]></title><description><![CDATA[Absentee owners in the housing market]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/the-impact-of-absentee-owners</link><guid isPermaLink="false">64a70e76cf91b489247fa046</guid><pubDate>Tue, 04 Jul 2023 18:56:21 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Reluctant Landlords]]></title><description><![CDATA[Homeowners Turned Reluctant Landlords]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/reluctant-landlords</link><guid isPermaLink="false">64a2e10055fda2855f87843f</guid><pubDate>Fri, 30 Jun 2023 14:53:12 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Potential Overhaul of Real Estate Commissions]]></title><description><![CDATA[Two class-action lawsuits against the National Association of Realtors...]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/potential-overhaul-of-real-estate-commissions</link><guid isPermaLink="false">6499ec20b83b3c8049e3e24d</guid><pubDate>Mon, 26 Jun 2023 19:54:29 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/fadf21_a4db2d41715e45eb9caf9ac9e46494a0~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Houses Spending No Time on The Market]]></title><description><![CDATA[In light of recent observations in the existing home sales market, it is evident that the days on market have reached alarming levels,...]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/houses-spending-no-time-on-the-market</link><guid isPermaLink="false">6495e45dd2cd81781975dbb8</guid><pubDate>Fri, 23 Jun 2023 18:30:16 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[The State of the Housing Market: Slower Sales and Tight Supply]]></title><description><![CDATA[The housing market has experienced a slowdown in sales and a critical shortage of available homes, according to recent data from the...]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/the-state-of-the-housing-market-slower-sales-and-tight-supply</link><guid isPermaLink="false">649465d48d83de1b9761c851</guid><pubDate>Thu, 22 Jun 2023 15:16:45 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Fed Pause &#38; Rate Dip]]></title><description><![CDATA[Recent developments in inflation, Federal Reserve policies, and mortgage rates have caught the attention of potential homebuyers....]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/fed-pause-rate-dip</link><guid isPermaLink="false">64946737a660bc26534b6312</guid><pubDate>Tue, 20 Jun 2023 15:21:17 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[FED leaves rates unchanged 6/14/23]]></title><description><![CDATA[June 14th Fed Leaves Rates Unchanged]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/fed-leaves-rates-unchanged-6-14-23</link><guid isPermaLink="false">648a160834057cedc79450af</guid><pubDate>Wed, 14 Jun 2023 19:33:50 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Exploring Assumable Mortgages]]></title><description><![CDATA[Assumable mortgages have gained attention as a potential solution for homebuyers looking to secure low interest rates in a challenging...]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/exploring-assumable-mortgages</link><guid isPermaLink="false">64876ae4b201e0dfb092b40b</guid><pubDate>Sun, 11 Jun 2023 19:01:24 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Survey Reveals Waiting Game]]></title><description><![CDATA[High Mortgage Rates Dampen Homeownership Prospects]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/survey-reveals-waiting-game</link><guid isPermaLink="false">648328c9535a3ee6f78da868</guid><pubDate>Fri, 09 Jun 2023 13:27:38 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Strong Demand Meets Low Inventory]]></title><description><![CDATA[Housing demand persists despite low inventory.]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/strong-demand-meets-low-inventory</link><guid isPermaLink="false">647f863b68ba9a72accf13ac</guid><pubDate>Tue, 06 Jun 2023 19:18:16 GMT</pubDate><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[LLPA Changes &#38;  FHA and Conventional Loans]]></title><description><![CDATA[FHA or Conventional after LLPA changes?]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/llpa-changes-fha-and-conventional-loans</link><guid isPermaLink="false">647e0924c3277208ab5633c3</guid><pubDate>Sat, 03 Jun 2023 16:10:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/fadf21_3781304ea64847118f642d7358c26fcb~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Mortgage Rates Ease to 2-Week Lows]]></title><description><![CDATA[What's going on with rates?]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/mortgage-rates-ease-to-2-week-lows</link><guid isPermaLink="false">64789dd441ae9b14fa104b31</guid><pubDate>Thu, 01 Jun 2023 13:35:29 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/fadf21_fcb1d5d65e5447789c8bb277ed3c1fd2~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Mortgage Rates Surge, Triggering a Drop in Mortgage Demand]]></title><description><![CDATA[Mortgage rates spiked, causing concerns over the Federal Reserve's reluctance to lower rates, resulting in a decline in mortgage demand,]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/mortgage-rates-surge-triggering-a-drop-in-mortgage-demand</link><guid isPermaLink="false">64775c45405378eac1d3699e</guid><pubDate>Wed, 31 May 2023 14:40:37 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/fadf21_373fa850900047c5a34a4f88e01d82cc~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Sal Criscuolo</dc:creator></item><item><title><![CDATA[Breaking Down the 1% Down Mortgage Programs]]></title><description><![CDATA[1% Mortgage? Explore the benefits, income limits, potential risks, and other low-down payment mortgage options available.]]></description><link>https://salcriscuolo.wixsite.com/the-mortgage-expert/post/breaking-down-the-1-down-mortgage-programs</link><guid isPermaLink="false">6476469abd0e4536872f0c2b</guid><pubDate>Sun, 28 May 2023 18:53:20 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/fadf21_620b95d1be9442a3b716d916ed04c06d~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Sal Criscuolo</dc:creator></item></channel></rss>